Frequently Asked Questions

Useful Questions and Answers:
Please read the following question and answer section of our site to get a better understanding of how we can help you.
Homeowners Insurance

 

Q :
A :Only if you have purchased a separate flood policy.  This coverage is not included in most policies.
Q :
A :
This depends on several factors such as: 
  1. Are you required by your mortgage holder to carry flood insurance?   
  2. Do you live on a flood plane or in a flood prone area?  
  3. If you choose to carry this coverage.

Flood insurance is a complicated issue and we recommend you contact your agent or account manager to discuss your need for this coverage.

Q :
A :
This coverage is not automatically included in a property policy.  Many companies do provide it by endorsement, but you must request this if the coverage is needed.



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