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Garage & Dealers Insurance in Upstate South Carolina

from Scheetz, Hogan, Freeman & Phillips

A garage full of the right tools and equipment can help you get ahead as a dealer or auto repair shop, but it can also be a major liability. With all the money you invest to make your garage functional, it is important to get the right insurance to make sure you are covered in the case of an accident.

We specialize in automobile, motorcycle and watercraft dealers. We can also provide coverage for similar type repair/service operations and equipment dealers, such as construction, farm or material handling equipment.

The independent agents at Scheetz Hogan Freeman & Phillips Insurance know how to find the right garage & dealers policy to cover you.

Don’t leave your garage’s success up to chance, call us today!

What the Right Garage & Dealers Policy Will Cover

You have specific needs for your dealership or auto shop and getting the right insurance is vital to your business’s success. Scheetz Hogan Freeman & Phillips Insurance takes an individualized approach to get you coverage that fits your needs. We assess what your business risks are and help consult you on the best coverage options available on the market.

We work for you–not the insurance companies! A garage & dealers policy is a specialized policy that combines the general liability and auto liability exposures and adds specialized enhancements containing coverage not found in the standard general liability policy. Here are some of the additional protections we offer to eliminate gaps:

  • Garage liability — Provides coverage for injuries that occur on-site as well as property damage, and may include auto liability coverage as well.
  • Garagekeepers coverage — provides coverage for damage to your customer’s vehicles while under your care and custody.
  • Marina Operators Legal liability – similar to garagekeepers coverage but is specific to boats or watercraft owned by your customers while in your care and custody.
  • Dealers Physical Damage — Covers your inventory of automobile, boats, motorcycles, etc. against may types of physical damage such as collision, Hail damage, and theft just to list a few.
  • Commercial Umbrella Insurance — Covers you when other coverages slip through the cracks. This is an extra layer of protection that extends beyond your garage liability and workers compensation/employers liability coverages. It is also used to provide higher limits than are available in standard policies.
  • Workers Compensation Insurance — Provides wage replacement and medical benefits to your employees when injured.

Specially Designed Garage and Dealer Coverage

We have several carriers with programs specifically designed to meet the coverage needs of any garage or dealer out there. Special discounts are available with certain carriers depending on group association and memberships. Paid-in-full discounts are also available with many carriers.

Service you Deserve!

This is a business segment that most agents/agencies are not familiar or comfortable with. Within our agency, we have agents with 20-30+ years of experience in working with these special types of business. We have a unique understanding of the industry and knowledge of the coverages needed to adequately protect the customer’s interests.

Contact us Today!

Our team of experts is ready to find you the optimal coverage at an affordable rate, so contact us or fill out a FREE online quote form today!

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Our Insurance Companies

Safeco Insurance

Scheetz & Hogan Insurance Agency, Inc

Our location

1000 E North St
Greenville, South Carolina 29601
Fax: 864-232-5417
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864-232-5162
Mon-Thu 8:30AM-5PM   |  Friday, 8:30 AM - 4:30 PM

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